[Remote] Business Insurance Agent - Intermediate

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Note: The job is a remote job and is open to candidates in USA. USAA is dedicated to empowering its members to achieve financial security through competitive products and exceptional service. The Business Insurance Agent - Intermediate will advise business owners on insurance and risk management, utilizing a full suite of Commercial Insurance Products to meet their unique needs.


Responsibilities

  • Utilizes a consultative approach to determine customer needs, build rapport, and provide solutions (composed of a la cart combinations of various products and services) based on current products and service offerings.
  • Builds and maintains relationships between members and nonmembers and insurance carriers, exercising technical knowledge effectively and communicating solutions.
  • Utilizes understanding of compliance and insurance standards and Agency Management Systems to limit agency Errors & Omissions (E&O) exposure through proper documentation.
  • Classifies member’s and/or non-members business and provide accurate risk management and risk mitigation solutions.
  • Facilitates account reviews, by leveraging the carrier renewal cycle, and understanding the members’ and nonmembers’ risk profile to provide consultative advice and appropriately address and mitigate the risk.
  • Researches industry trends and evolving regulatory environment (state and national), improving understanding of important technical/financial issues.
  • Utilizes Intermediate knowledge of Agency Management Systems/Customer Relations Management (CRM) & multiple carrier Platforms to operate comfortably at an advanced level to appropriately select product and carrier offerings.
  • Leverages intermediate knowledge of Carrier guidelines and processes to partner and negotiate with underwriters on endorsements, renewal questions, and remarkets for underwriting determination (approval or declination).
  • Leverages intermediate understanding of calculating Insurance to Value (ITV) on a wide range of property types and structures including geographic differences and capture custom or unique features within the properties and provide appropriate details to determine accurate replacement values.
  • Provides select account service for member’s and nonmember’s including policy changes, certificates, endorsements, renewals, non-renewals and remarkets, cancellations, reinstatements, and record updates within agency systems.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Skills

  • High School Diploma or General Equivalency Diploma.
  • 1 year of insurance sales and service experience and/or experience working in a high value, commercial insurance agency or broker setting.
  • Valid Property and Casualty insurance license for home state and/or ability to obtain home state and multistate license within 90 days.
  • 2 or more years of Commercial Lines Insurance experience writing new business. (Not including renewals and/or servicing)
  • 2 or more years working experience quoting and binding directly with the insured.
  • Experience with Agency Management Systems and/or Salesforce.
  • Experience working in a Commercial Lines multiple carrier environment.
  • Experience writing Commercial lines in multiple states.
  • Experience working in a call center environment.
  • Active P&C General Lines License for home state.

Benefits

  • Comprehensive medical, dental and vision plans
  • 401(k)
  • Pension
  • Life insurance
  • Parental benefits
  • Adoption assistance
  • Paid time off program with paid holidays plus 16 paid volunteer hours
  • Various wellness programs
  • Career path planning and continuing education

Company Overview

  • USAA is a financial services company. It was founded in 1922, and is headquartered in San Antonio, Texas, USA, with a workforce of 10001+ employees. Its website is

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